Social Security Disability INsurance (SSDI)
Social Security Disability Insurance (SSDI) provides monthly cash benefits to disabled workers that have sufficiently paid into the program through payroll taxes. After a waiting period, SSDI recipients also receive Medicare coverage. Dependents, like spouses and children, can also receive auxiliary benefits. In short, SSDI provides financial stability for people who can no longer work because of a disabling condition.
While SSDI benefits are incredibly important, most people are initially denied for benefits. But more than half of people that appeal ultimately secure their hard-earned benefits, with the majority proceeding to a hearing before an Administrative Law Judge (ALJ). According to the government, you are approximately three times more likely to win at the hearing if you have an attorney representing you.
In 2025, the average monthly SSDI benefit is $1,580 per month, with a maximum benefit of $4,018 per month.
Other Title II Benefit Programs
Social Security disability benefits are sometimes called Title II benefits, because they are provided for under Title II of the Social Security Act. It’s important to check eligibility for other Title II programs, including:
- Disabled Adult Child (DAC)
- Medicare Qualified Government Employee (MGQE)
- Surviving Spouse Benefits
If you are eligible for these less-known programs, you will want to ensure that the Social Security Administration properly process your application for all available benefits.
Even if you’re insured for SSDI, it often makes sense to also apply for SSI.
How to Apply for SSDI?
Please see our blog
post explaining how to apply for SSDI benefits. You’re also welcome to contact our office for help with an application.
Call (937) 223-4400 or email disability@donofflutz.com to schedule a free consultation.